Last Updated: October 9, 2025

This document clearly outlines the limits of the information we provide on AskFinanceGuru.com (“we,” “us,” or “our”). By using our site, you acknowledge and accept these terms.


1. Not Professional Financial Advice

The content published on AskFinanceGuru.com—including articles, guides, tools, calculations, forum discussions, and newsletters—is for informational and educational purposes only. It is not, and should not be taken as, personalized financial, investment, legal, tax, or accounting advice.

  • We Are Not Licensed Advisors: Our authors (even those with CPA, CFA, or CFP® credentials) are providing general educational content, not bespoke client advice. They are not acting as your personal financial advisor, broker, or tax consultant.
  • General Information Only: Our content is general in nature. It doesn’t consider your personal financial situation, risk tolerance, investment goals, or specific tax bracket.
  • Consult a Professional: You must always consult with a qualified, licensed professional (such as a CFP®, CPA, or licensed securities professional) before making any major financial decisions or implementing any strategy discussed on this site.
  • Your Responsibility: You are solely responsible for your own financial decisions, investments, tax filings, and actions.

2. Investment and Market Risk

Investing always carries inherent risk, including the risk of losing principal.

  • No Guarantees: We make no guarantees about the accuracy, reliability, or completeness of the information related to market trends, stocks, bonds, real estate, or cryptocurrencies. Past performance is never a reliable indicator of future results.
  • Market Volatility: Information about volatile assets (like cryptocurrency) is subject to rapid change. We are not responsible for any losses incurred from relying on the content provided here.

3. Accuracy and Errors

We work diligently to ensure all data and information is accurate at the time of publication. However, errors can happen, and rules (especially tax and legal rules) change quickly.

  • No Warranty: The content is provided “as is,” without any warranties, express or implied, regarding its completeness, accuracy, or suitability for any particular purpose.
  • Tool Limitations: Our calculators and spreadsheets are educational tools only. They rely on the data you input and may use estimated averages or simplified formulas. They should never be used as a substitute for professional calculations or legal forms.

4. Affiliate and Third-Party Links

We are transparent about our affiliations:

  • Affiliate Compensation: We may earn a commission if you click on a link to a financial product or service and sign up or make a purchase. This does not influence our editorial opinion and does not result in any additional cost to you.
  • External Sites: Our site contains links to third-party websites (e.g., banks, insurance companies). We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites.

5. Limitation of Liability

By using AskFinanceGuru.com, you agree that under no circumstances shall Ask Finance Guru, its employees, owners, or contributors be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or reliance on any information found on this site.